In June 2009, Porsche Club of America and the Lockton HPDE Insurance Program® announced their partnership in delivering affordable insurance to the many PCA enthusiasts involved in performance driving events. The program provides affordable, single-event physical damage insurance for vehicles used in PCA high-performance driving schools. Since its inception, many PCA enthusiasts have taken advantage of the PCA HPDE Insurance Program, and experienced it’s ease, affordability, and outstanding customer service. Although the program already provides a fantastic solution for PCA enthusiasts who participate in five events or less per year, we’ve listened to our customers and are expanding our offerings in 2011 to meet the needs of enthusiasts that are more active in the hobby.

In February of 2011, Porsche / Lockton will begin offering a number of annual policy options that provide coverage at a discounted rate for multiple events in a policy year. Four different policy options will allow enthusiasts to choose a package that matches their level of activity in HPDE events. Coverage will be available at any approved track in the U.S. and Canada, and the policy automatically extends coverage for up to $2,500 in additional modifications made during the year. Coverage for a $20,000 vehicle participating in six events or less per year can be purchased for a premium as low as $590.

At BRracing, we have several customers who have purchased insurance for track events from other insurance carriers as well, so there are many options out there.  In fact, unfortunately, we had a couple of customers in 2010 that had to exercise their insurance programs, and the results were all good.  Don’t go and assume all will be OK….check out the options out there, so the smile can stay on your face all the time.